My Wedding Budget – Real-life figures, my actual spend + wedding budget planner

sample wedding budget planner

I regularly ask my Southern Bride Community – “what’s the biggest challenge you’re facing in your wedding planning right now“… the answers can vary, but it’s not usual to hear:

“Trying to stick to a budget”

“Nervous about finding stuff within budget”

“MONEY”

“I’m having budget issues”

“Everything costs way more than I budgeted for”

“Just money worries”

I hear ya. I was a bride on a budget too! (I managed to blow it, several times!). I’ve been pondering how I can help the brides who due to necessity or choice are having a wedding on a tight-ish budget – and are struggling.

I can’t claim to be an expert in having a wedding under $5 grand, or even under $10 k. But I managed to have an amazing wedding with a full sit down meal and drinks for less than the average cost – so I guess I can claim that!

example wedding budget template square

My wedding on a $17,000 budget

Today you are getting to check out the actual facts and figures that I spent on my wedding day. We ended up spending $17,000 on our wedding.  I’m going to tell you where my original wedding budget of $12,000 was unrealistic too.

Check out the video below to watch me write out my wedding budget in the beautiful little white book, available here.

Over at She Said Yes, Megan is sharing her real life wedding budget of $55,000 – take a look at the amounts spent on a wedding at the other end of the budget scale here.

My wedding budget – hits and misses

example wedding budget

  • Our ceremony, including celebrant, was $500.
  • The reception was the biggest chunk of the budget with food & drink coming in at over $7,000 – but we had a minimal venue hire cost, which helped keep the cost down. Our wedding venue allowed us to BYO wine for a $2 corkage fee, which saved us a ton. We actually bought way too much wine. Don’t worry, it didn’t go to waste 😉
  • We got a great value photographer for $1,650
  • My wedding dress was bought at a sample sale and was half what I budgeted for – $945. So I splashed out on my veil which was $270!
  • My bridesmaid dresses came to nearly $300 on the budget, but that is a bit misleading. That was for patterns, fabric and notions. I was lucky enough to have my Maid of Honour’s mum make her dress. My sister (my other bridesmaid) got hers made by a dressmaker. They also wore their own shoes.
  • The boys hired their suits for a total of about $500.
  • I only budgeted to spend $200 on hair and makeup, and I ended up spending $630. But I included cuts and colours in the couple of months prior in this total.
  • For wedding rings, we really had no idea what to spend. Craig is a toolmaker/engineer by trade, and made his own with titanium (clever boy). He spent $70 in materials (enough for a ton of rings… I said he should’ve made spares!). My ring was around $1,200, and I felt that was a good price, since I had to find a very specific shape to fit around my engagement ring.
    wedding on a budget
  • We spent around $600 on flowers. I DIY’ed our wedding reception centerpieces which kept the cost down. This is something I’d spend more money on if I did it again – they didn’t turn out like I wanted.
  • One of our priorities was entertainment, and we had a specific singer in mind. He was available, and charged $1,000. Money well spent, guests danced all night and he was a true professional, able to read the crowd and play goooood music!
  • My Maid of Honour designed my stationery as a gift, and so my costs of $750 were for printing, envelopes, postage and materials.
  • Transportation was pretty affordable too, at $300 for the day. A couple of boxes of beers, petrol vouchers and a framed picture of the beautiful vintage Valiants for our drivers.
  • We spent $500 on miscellaneous things like our marriage license, gifts for the bridal party, gifts for friends who helped set up, baking supplies for the wedding favours and family.

I feel like we didn’t go too overboard in any one area (expect I don’t know why I spent so much on random accessories like hairclips – I’m sentimental so I felt like it had to be “special” I guess…). I have mentioned before that I regret not spending a little more by having more people along to the dinner and as I said above, I should’ve spent more and bought flowers for the centerpieces.

Little White Wedding Planning Resources

My original wedding budget

I also thought I’d share the original amount we budgeted for our wedding, because it was a bit unrealistic. I wanted to include these amounts so I can explain why the amounts I budgeted were unrealistic.  This might help you when you start drawing out a budget for yourself.

When you get engaged, chances are you’ve never done this before, right? Even though I was working as an event coordinator at the time, I didn’t specialise in weddings and I certainly didn’t know how much things like flowers cost. So we put together a rough idea of what we expected to pay, and it came out at just shy of $12,000.

The major things I under-budgeted for? Food and alcohol. No wonder – how often do you shout 83 of your closest mates a meal plus drinks?

You don’t!

So of course we were going to get that wrong, until we had settled on a venue and a caterer who could give us an accurate quote.

wedding budget sample template

Another thing I under-budgeted for was flowers. I estimated $500 for everything (bouquets, buttonholes, centerpieces), and instead paid $610 for just bouquets and buttonholes. Again – it’s a knowledge issue – how often do you go into a florist and ask for a bouquet absolutely chocka with a particular type and colour of flowers, that have to be absolutely perfect, and presented in a particular way?

You don’t. You go in, tell them what you have to spend – maybe say “she likes purple”… and then they make a bouquet using seasonal flowers.  They also can use tulle and greenery and paper to magic up something that looks beautiful on the budget you give them. But chances are, you want your wedding day flowers to be arranged in such a way that requires more flowers (which means more money!) and more time than this.

How we paid for our wedding

I thought I should share how we paid for our wedding, since some of you might be thinking “well, nice for some. We don’t have $17,000 tucked away!”. Neither did we. We were very lucky to go thirds, with both sets of parents contributing to the final cost. To pay for our portion of the wedding, I actually took on a second, part time job – so on the weekends I was driving a loader at the local garden centre. I also changed jobs about 9 months before the wedding day, so I used the accrued annual leave that I was paid out, to go towards the wedding!

How do you use your wedding budget to prioritise?

It’s essential to have a wedding budget. Even if you get it wrong (like I did) – it helps to plan out how much things might cost. Even looking at the figures I have down in the estimate column – I can’t believe that it somehow adds up to $11,960!

Ignoring your wedding budget early on is going to cause stress later on – when you realise you literally cannot feed your guests and have to uninvite people you’ve already invited.

The little white book and the little white wedding planning pack have budget templates included in them. The excel template included in the little white wedding planning pack or available separately even has helpful built-in formulas that portion out your estimated budget, so you can see where you could be over spending.

Anyway… I’ve gone on enough about what I spent on our wedding! I highly recommend you check out Megan from She Said Yes’s post, where she shares her $55,000 wedding budget. I think you’ll find it really interesting – especially comparing how we spent on different areas of our respective wedding days. Megan has also used the little white book to jot down her wedding figures, so it should be relatively easy for you to contrast our wedding spends against each other.

13 thoughts on “My Wedding Budget – Real-life figures, my actual spend + wedding budget planner

  1. Wow! This is amazing! I’m not planning on getting married anytime soon, but things like this really interest me. I should go back to bridal makeup, there’s some money in that! Hahahaha! oxoxo

    1. Oh yes there sure is Christel! Probably because there’s so many people needing it all at once! I wouldn’t want to do it (not that I am a MUA!) because it can be a pretty stressful morning if the bride is wound up LOL

  2. This sounds like my wedding 🙂 Many of the costs you mentioned were similar to ours. We were on a tight budget b/c we got married really young and were still in college mode. To me it’s better so try to save money on a wedding if you can anyway since the phrase a wedding is just a day, a marriage is a life time is so true and keeps the costs in perspective

  3. What a great article! We had budgeted $20k on our farm wedding and ended up spending $17,500. A lot of things you covered I found to be the same too and we spent and saved in a lot of the same areas. Thanks for sharing!

    1. That’s a great effort Stacey! I think having it on the farm helps since you don’t have a venue to pay for, or high alcohol costs. You get good bang for your buck 😉

  4. We had originally “hoped” to spend $26k on our wedding for 200 guests with sit down dinner and a 9-piece band. When we costed out our estimates, we came to $30k. Happy to say that (a fortnight out from the event) we appear to be on track! Some items blew out (the venue, alcohol) and some items I’ve pinched and scraped and clawed money back on (wedding dress, bridesmaid dresses, hair/makeup, photographer – yay for students!). We already had the money saved (as we are paying) when we got engaged because we’d both been living in developing countries for a few years and learnt to live frugally, and that has definitely taken some of the stress out. I find it really fascinating to look at other people’s budgets normally, so for a wedding even more so!

    1. Wow – that is a seriously good effort! As you can see from my budget, it’s the food and alcohol that go crazy very quickly. Good effort on saving for your wedding too! I think spending *actual* money makes you more conscious of what you are spending, versus racking up credit card/HP debts 😉

  5. This is great. While it was a fair few years ago now, we seriously overspent on our budget. In hindsight it we did it again, we would prioritise differently

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